:root{--navy:#0f2a44;--navy2:#163a5c;--green:#1f4d45;--gold:#c9a54a;--gold2:#e3c97a;--ink:#1b2430;--muted:#55606e;--bg:#fbfaf6;--tint:#f2efe6;--line:#e4dfd2;--radius:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55;font-size:17px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.3rem,9vw,4rem);color:#fff;letter-spacing:-.01em}
h2{font-size:clamp(1.8rem,6vw,2.6rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
a{color:inherit}
.wrap{width:100%;max-width:1100px;margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px 14px;z-index:99}
.skip:focus{left:10px;top:10px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
svg{display:block}
/* top bar */
.topbar{position:sticky;top:0;z-index:20;background:rgba(15,42,68,.97);border-bottom:1px solid rgba(201,165,74,.35)}
.bar{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.mark{width:38px;height:38px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.05;font-family:Georgia,serif}
.b1{font-size:1.1rem;font-weight:700;letter-spacing:.02em}
.b2{font-size:.82rem;color:var(--gold2);letter-spacing:.18em;text-transform:uppercase}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border-radius:999px;font-weight:600;text-decoration:none;font-size:1rem;border:2px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold2)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.08)}
.btn-small{min-height:40px;padding:0 18px;font-size:.92rem;background:transparent;border-color:var(--gold);color:var(--gold2)}
.full{width:100%}
/* hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 55%,var(--green) 100%);color:#e8edf3;padding:64px 0 72px}
.hero-inner{position:relative;z-index:1}
.hero-shapes span{position:absolute;border-radius:50%;border:1.5px solid rgba(201,165,74,.28)}
.hero-shapes .s1{width:340px;height:340px;right:-120px;top:-90px}
.hero-shapes .s2{width:220px;height:220px;right:-40px;top:-20px;border-color:rgba(201,165,74,.18)}
.hero-shapes .s3{width:160px;height:160px;left:-70px;bottom:-70px;background:rgba(255,255,255,.04);border:none}
.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;font-weight:700;color:var(--gold2);margin-bottom:.9em}
.eyebrow.dark{color:#8a6d22}
.gold{color:var(--gold2)}
.lead{font-size:1.15rem;max-width:34em;color:#d6dee8}
.lead.small{font-size:1.05rem}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 26px}
.area{display:flex;align-items:center;gap:8px;font-size:.95rem;color:#c8d2de;margin:0}
.area svg{width:18px;height:18px;color:var(--gold2);flex:none}
/* sections */
.section{padding:64px 0}
.tint{background:var(--tint)}
.cards{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 14px;box-shadow:0 1px 2px rgba(15,42,68,.04)}
.card p,.why p,.steps p{color:var(--muted);font-size:.98rem}
.ico{display:inline-flex;width:46px;height:46px;border-radius:12px;background:var(--navy);color:var(--gold2);align-items:center;justify-content:center;margin-bottom:14px}
.ico svg{width:24px;height:24px}
.ico-gold{background:#fff;color:var(--navy);border:1.5px solid var(--gold);flex:none;margin:0}
.whys{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:22px}
.why{display:flex;gap:16px;align-items:flex-start}
.why h3{margin-bottom:.25em}
.why p{margin:0}
.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:18px;counter-reset:s}
.steps li{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.num{flex:none;width:42px;height:42px;border-radius:50%;background:var(--gold);color:var(--navy);font-family:Georgia,serif;font-weight:700;font-size:1.25rem;display:flex;align-items:center;justify-content:center}
.steps h3{margin-bottom:.25em}
.steps p{margin:0}
/* contact */
.contact{background:linear-gradient(170deg,var(--navy),var(--green));color:#e8edf3}
.contact h2{color:#fff}
.contact-grid{display:grid;gap:32px}
.contact-list{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:10px}
.contact-list a,.contact-list .nolink{display:flex;align-items:center;gap:12px;padding:14px 16px;border-radius:12px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);text-decoration:none;color:#fff;font-size:1.02rem;word-break:break-word}
.contact-list a:hover{background:rgba(255,255,255,.12)}
.contact-list svg{width:22px;height:22px;color:var(--gold2);flex:none}
.form{background:#fff;color:var(--ink);border-radius:var(--radius);padding:24px;box-shadow:0 10px 30px rgba(0,0,0,.18)}
.form h3{margin-bottom:.8em}
.form label{display:block;font-weight:600;font-size:.92rem;margin:12px 0 6px;color:var(--navy)}
.form input,.form textarea{width:100%;font:inherit;font-size:16px;padding:12px 14px;border:1.5px solid #cfd6de;border-radius:10px;background:#fbfcfd;color:var(--ink)}
.form input:focus,.form textarea:focus{border-color:var(--gold);outline:none;box-shadow:0 0 0 3px rgba(201,165,74,.3)}
.form button{margin-top:18px}
.hint{font-size:.85rem;color:var(--muted);margin:10px 0 0;text-align:center}
.hint.err{color:#a3261b}
/* footer */
.footer{background:#0a1e31;color:#aab6c4;padding:40px 0 30px;font-size:.92rem}
.foot-brand{margin-bottom:14px}
.copy{color:#7d8a99;font-size:.82rem;margin:0}
@media(min-width:720px){
  .cards{grid-template-columns:repeat(2,1fr)}
  .whys{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(3,1fr)}
  .steps li{flex-direction:column}
  .section{padding:88px 0}
  .hero{padding:110px 0 120px}
  .hero-shapes .s1{width:560px;height:560px;right:-140px;top:-160px}
  .hero-shapes .s2{width:380px;height:380px;right:-50px;top:-60px}
}
@media(min-width:960px){
  .cards{grid-template-columns:repeat(3,1fr)}
  .whys{grid-template-columns:repeat(4,1fr)}
  .why{flex-direction:column}
  .contact-grid{grid-template-columns:1.1fr 1fr;align-items:start}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}
.footer a{color:#d9c58a;text-decoration:none}.footer a:hover{text-decoration:underline}
.footer p{word-break:break-word}

.nav{display:flex;align-items:center;gap:6px}
.navlink{color:#e8edf3;text-decoration:none;font-weight:600;font-size:.92rem;padding:10px 12px;border-radius:999px}
.navlink:hover{color:var(--gold2)}
.sub{color:var(--muted);max-width:36em}
.pkgs{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:18px}
.pkg{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column}
.pkg>p{color:var(--muted);font-size:.98rem}
.tag{align-self:flex-start;font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#8a6d22;background:#f6eed6;padding:5px 10px;border-radius:999px;margin-bottom:12px}
.ticks{list-style:none;padding:0;margin:4px 0 18px;display:grid;gap:8px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-size:.97rem}
.ticks svg{width:20px;height:20px;color:var(--green);flex:none;margin-top:2px}
.price{margin:auto 0 0;padding-top:16px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:2px}
.from{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#8a6d22}
.amt{font-family:Georgia,serif;font-size:2.1rem;font-weight:700;color:var(--navy);line-height:1.1}
.amt small{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:.95rem;font-weight:600;color:var(--muted)}
.note{font-size:.86rem;color:var(--muted);margin-top:4px}
.pkg-cta{display:flex;justify-content:center;margin-top:28px}
.pkg-cta .btn{text-align:center;padding:12px 26px}
.pkg-btns{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy2)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:#eef2f6}
@media(min-width:900px){.pkgs{grid-template-columns:repeat(3,1fr)}}
@media(max-width:360px){.navlink{display:none}}

.logo-mark{background:#fff;border-radius:10px;padding:3px;object-fit:contain;width:40px;height:40px}
.hero-logo{display:block;width:220px;max-width:70%;background:#fff;border-radius:16px;padding:10px 14px;margin:0 0 22px;box-shadow:0 6px 24px rgba(0,0,0,.25)}

.quote-cta{margin-top:28px;text-align:center;background:#0f2a44;color:#fff;border-radius:18px;padding:26px 20px}
.quote-cta p{font-family:Georgia,serif;font-size:1.5rem;margin:0 0 14px;color:#e3c97a}